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Credit & Cheque Cards


Credit and cheque cards issued by Visa and Mastercard are the most popular and trusted

online payment methods around the world. Including South Africa.

How credit and cheque cards work?

  • During the checkout process, you are prompted to enter your credit or cheque card detail

  • The 3D Secure page will then appear where you will need to authenticate yourself with

  • your bank using either a password or one-time PIN (OTP)

  • You can then make the payment.

Benefits of credit and cheque cards

Popular payment method and easy to use


Built-in fraud protection to minimise the risk.

Instant EFT

Instant EFT by PayFast allows you with access to internet banking to make an

Electronic Funds Transfer (EFT) that gets instantly verified.

How Instant EFT works?

You select your bank and log in using your online banking credentials.

Next You choose from which account you will be making the payment.

You then verify the payment with your bank on your mobile device.

Benefits of Instant EFT


Support payments made via FNB, ABSA, Standard Bank, Nedbank, Capitec Bank and Investec


No delays during checkout

Debit Cards

Debit cards issued by Maestro and Visa Electron are still popular among many South African shoppers,

and can be used to make online purchases.

How debit cards work

Debit card payments can be made using cards issued by Visa Electron and Maestro.

When the you choose to pay by debit card at checkout you are prompted to enter your registered

mobile phone number.

Next you enter your debit card details and PIN on your mobile phone.

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Promotional Vouchers

Promotional vouchers are issued at State Of Rae's discretion. Users don't have the right to promotional vouchers and can't earn them. Promotional vouchers are issued with specific terms and conditions that regulate how and when they can be used.

In general, unless otherwise specified on the voucher itself: a voucher is only valid for 30 days from date of issue. A voucher can only be used against a purchase on the site when the purchase meets the terms and conditions as specified on the voucher.

A voucher can only be used once and only one voucher can be used per shopping basket. Vouchers are not transferrable and cannot be exchanged for cash. The discount value of the voucher will be deducted from the total amount in your shopping cart. The remaining balance, if any, must be paid by you.

If you want to return an item bought with the use of a voucher:

If you have redeemed a voucher or discount voucher against a purchase, and you'd like to return all items purchased, State Of Rae will refund you or credit your account with the rand value of the purchase and re-issue the voucher or discount voucher, with the same associated terms and conditions.


If you have used a voucher or discount voucher against a purchase and then return some of the items purchased, State Of Rae will recalculate the total value of your purchase AFTER the returned item(s) has/have been deducted. If the recalculated purchase value no longer meets the terms and conditions associated with the voucher, State Of Rae reserves the right to deduct the value of the voucher off the refund for the returns, or, should you have credit in your State Of Rae account, to debit the value of the voucher off your account balance.


Promotion vouchers cannot:


1. Be used to buy other vouchers


2. Be exchanged for cash


3. Be transferred to anyone else


4. Be used after the expiry date which is 30 days from date of issue


Vouchers and Coupons can only be redeemed:


1. While they are valid, their expiry dates being unable to be extended; on the Website towards the purchase of State of Rae products.


Vouchers cannot be:

Used to purchase other Vouchers or Coupons;


Used towards purchases at any affiliate websites or

exchanged for cash..


If you have a gift or promotional voucher, that voucher can be used by someone other than you and you can assign your rights to use that voucher.

We assume no liability for the loss, theft or illegibility of gift or promotional coupons.

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