Instant EFT


Instant EFT is a revolutionary method of completing online purchases by making an internet banking transfer (EFT) which gets instantly verified. There is no two day wait, you don’t need to send in proof of payment and it can be used with South Africa’s four biggest banks: ABSA, FNB, Nedbank and Standard Bank. 


What is Instant EFT?

It is an electronic funds transfer (EFT), a transfer from your bank account to ours, that instantly gets confirmed. 


What banks are supported?

Currently we can process Instant EFT when you have accounts with South Africa’s four major banks: ABSA, FNB, Nedbank and Standard Bank.


Do you need any special software?

No. Unlike other systems, you don’t need to install any special software. Transactions can be made on PCs, Macs and most mobile devices (such as Blackberry, iPhone, iPad, Android etc.)


Do you need to send proof of payment to verify the transfer?

No. You would not need to confirm the transfer. The system confirms that the actual amount has been transferred, so there’s no need for calls, faxes or emails.

Cheque & Credit Cards




Which types of credit cards can be used on State of Rae?

Visa and MasterCard credit cards can be used.

We will be looking into accepting Diners Club and American Express (Amex) in due course depending on demand.




Promotional vouchers are issued at State Of Rae's discretion. Users don't have the right to promotional vouchers and can't earn them. Promotional vouchers are issued with specific terms and conditions that regulate how and when they can be used.

In general, unless otherwise specified on the voucher itself: a voucher is only valid for 30 days from date of issue. A voucher can only be used against a purchase on the site when the purchase meets the terms and conditions as specified on the voucher.

A voucher can only be used once and only one voucher can be used per shopping basket. Vouchers are not transferrable and cannot be exchanged for cash. The discount value of the voucher will be deducted from the total amount in your shopping cart. The remaining balance, if any, must be paid by you.

If you want to return an item bought with the use of a voucher:

If you have redeemed a voucher or discount voucher against a purchase, and you'd like to return all items purchased, State Of Rae will refund you or credit your account with the rand value of the purchase and re-issue the voucher or discount voucher, with the same associated terms and conditions.


If you have used a voucher or discount voucher against a purchase and then return some of the items purchased, State Of Rae will recalculate the total value of your purchase AFTER the returned item(s) has/have been deducted. If the recalculated purchase value no longer meets the terms and conditions associated with the voucher, State Of Rae reserves the right to deduct the value of the voucher off the refund for the returns, or, should you have credit in your State Of Rae account, to debit the value of the voucher off your account balance.


Promotion vouchers cannot:


1. Be used to buy other vouchers

2. Be exchanged for cash

3. Be transferred to anyone else

4. Be used after the expiry date which is 30 days from date of issue


Vouchers and Coupons can only be redeemed:


1. While they are valid, their expiry dates being unable to be extended; on the Website towards the purchase of state of rae products.

Vouchers cannot be:

used to purchase other Vouchers or Coupons;

used towards purchases at any affiliate websites or

exchanged for cash..

If you have a gift or promotional voucher, that voucher can be used by someone other than you and you can assign your rights to use that voucher.
We assume no liability for the loss, theft or illegibility of gift or promotional coupons.

Promotional Vouchers


Convenient door to door Local and International


We accept all Visa and Mastercard


Give us a shout! We're here to help


Why we do what we do

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